Delay of game

I've been so excited about the house, it never bothered me that I hadn't really heard from the bank asking for additional information. They asked for a couple things right up front and I kind of thought that was it.

It wasn't.

They didn't review my file until this weekend. Dudes, they've had it four weeks! So I emailed them this morning asking what time my closing was and where was it... Since it's only a week away.

My loan officer called me and said he'd meant to call me yesterday but they needed some additional documentation and that would put my closing behind by a couple days up to a week. I kind of had a tight schedule for this all so a whole week would suck. I'm supposed to close next week and then in two weeks I've got movers coming to get all the stuff I haven't brought over. Then I've got two more weeks to clean my condo and move any incidentals. Somewhere in there I need to get someone to refinish the floors in the bedrooms and get roof vents put in and get somewhere on getting tile done in the bathroom. Oh, and I also have to paint the cabinets.

Now, obviously the only thing that has to be done before I move is the floors but I don't even know when I could do that since I don't know when my closing is. Especially since folks tell me that I should expect them to change the date at least once more. Apparently anything that they need means that the file gets pulled from underwriting and then has to go back through the process and get reviewed again. Now, I got them the things they needed about two hours after they asked. But I'm guessing that won't matter.

Geez! I've got a schedule here. Oh, I've also got stuff posted in Pinterest about the house.

Stuff like this couch. I don't like the color but I love the style.

Do I have to change my last name?

Well, I did it. I made an offer on the house on The Hill. I emailed the contract to the owners today and as long as we can hash out the details - we've already agreed on price - then I'll be a home owner.  Here's the house:

Yes, I forgot to take a picture of it so I had to resort to google. I do have some pictures of the inside though.

They're on the memory card that's in my purse. Unfortunately, we can't download information from flash memory onto our work computers and I totally forgot to download it at home yesterday.

It is a very cute house though. It's been well cared for by the family that has owned it for all 74 years of it's life and they're happy to have someone buying it who will care for it for another 20+ years.

I'll have ample time to gush about it in the future. For now, keep your fingers crossed for me that they agree to the terms of the contract and that my inspector doesn't find anything wrong!

The American... I mean... The St. Louis Dream

This past week I had a friend tell me they had a neighbor who was putting their house on the market. Well, technically they didn't want to put it on the market but they'd already bought another house.  He said he'd talk to them if I wanted. I did because buying a house from a friend of the family is like living the St. Louis fabled life? Why?

Here's a hint:

Yeah, the house is on The Hill. In all my growing up years I heard stories of families passing down houses in that area. No house ever goes on the market on The Hill unless the people die without family; that's what we always heard. Ok, so that's an exaggeration.

Kind of.

I mean houses don't go on the market a lot there and this one is owned by a relative of the builder so I'm hoping it's in nice shape. I get to see it Saturday.

It's brick - duh - with a brick two car garage and room for a tomato garden in the yard. Yup, they actually added that. I'm trying not to be too excited. But, I kinda am.